Dangers Linked to IT Outsourcing Services ? Chocolate Afterglow

IT outsourcing services is a part of outsourcing strategy that requires acquiring of work or business functions from one firm to another remote service service provider who is normally located in establishing countries. The business engagement along with repayment will depend on the results achieved instead of on the time invested above the work. IT outsourcing offers very economical, quick and high quality remedies. Even so, a lot of positive aspects do not really appear without a number of hazards. Equally the partners should know of these kinds of pitfalls and check out to formulate methods to conquer all of them.

A few of the Significant Risks associated with IT outsourcing services are generally:

Security Issues: The most feared problem related to web development services as well as IT outsourcing services can be the security risk. Clientele have confidence in their own development companions effortlessly their own private as well as business crucial information as well as information. If it information can be leaked out to the rivals or possibly abused simply by anyone the final results could be devastating for the client. Nevertheless, most of the most respected service providers have got really protected info security actions along with protocols set up at their particular development centres.

Have confidence in Issues: Some private information as well as aggressive gain is obviously provided in the development of options. Customers possess to supply this information to their development partners in order to obtain most reliable solutions for their needs. This bears a risk of these kinds of information getting neglected by simply the merchant in future. Appropriate no disclosure agreements should be designed as well as authorized by both the parties in order to prevent discovered from happening.

Regulating Troubles: Economic and health service businesses have got a main danger in outsourcing their services. The service service provider offers gain access to to information regarding buyers they will can handover to 3 rd parties interested in it. The business will have weighty fiscal loss and in addition get into problems under regulating laws. A variety of US laws place the liability of these kinds of activities entirely on the U . s . companies. Agencies can simply make sure that they?re merging along with the reliable development spouse together with good track record record. It would considerably greater when such vital work is completed in-house or perhaps vulnerable details are not given to the seller.

Quality Issues: Anticipation of a high quality solution will be the the majority of attractive characteristic of IT outsourcing services. However, Great quality will be a family member expression meaning a particular solution may always be of high quality for the supplier however, not sufficient with respect to your current quality standards. The ethnic difference as well as poor communication tend to be two main aspects for such results. Businesses need to very carefully evaluate the quality requirements of the supplier before providing their own projects to these. In addition make sure suitable interaction is completed through the development method since many of the remedies usually are not as well as estimated credited to don?t have of conversation.

Invisible Expenses: Some of the sellers offer low prices in the beginning and initiate wondering payment for undisclosed services. This really is a medical malpractice that will consumers must be aware of and attempt to ward off from this kind of companies. More, focus on the expense of the undertaking in full depth ahead of closing the cope. Ask them straight forward for some other charge which may occur in the middle of the task development cycle.

IT outsourcing services are very helpful and advantageous in case suitable care is actually used in hiring the software development company. Regardless of whether you need web development services or perhaps business application development services, your choice of service provider will be the most critical choice that you just will make through the entire development method

To learn more, pay a visit to outsourcing services and content creation

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Article-State Farm Insurance David Schneider | Baltimore Share

auto insurance 15212 Every year, more cars and drivers travel the highways. With so many cars on the road, accidents will happen. Automobile insurance can be the difference between a minor setback and a major hassle. So how do you know what insurance you need and how much to buy? Coverage requirements vary by state/province but usually include the following: Pays for damages due to bodily injury and property damage to others for which you are responsible. Bodily injury damages include medical expenses, lost wages and pain and suffering. Property damage includes damaged property and loss of use of property. It also covers your defense and court costs if you are sued. Higher recommended insurances are available that cover more than the lower, state-mandated insurance. Personal injury protection: This is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. It may also pay for lost earnings, replacement of services and funeral expenses. State law usually sets minimum amounts. Medical payments: This type of coverage is available in non-no-fault states and will pay no matter who is responsible for the accident. It pays for an insured person?s reasonable and necessary medical and funeral expenses for bodily injury from a crash. Collision: Pays for damage to your car caused by a collision. Comprehensive: This applies if your car is stolen or damaged by causes other than collision, including fire, wind, hail, flood or vandalism. Uninsured motorist: Pays for damages when an insured person is injured in a crash caused by another person who does not have liability insurance or by a person who cannot be identified (usually a hit-and-run driver). Under-insured motorist: Pays for damages when an insured person is injured in a crash caused by another person who does not have enough liability insurance to cover the full amount of the damages. Other coverages, like car rental and emergency road service, are also available.Your auto insurance payments vary by company and will depend on several factors, including: * What coverage you select * The make and model of the car you drive * Your driving record * Your age, sex and marital status and * Where you live Many people think of auto insurance as a necessary evil, but it can save your financial well-being. Evaluate your needs, research your options and with the guidance of your insurance agent choose the option that best suits you. truck insurance

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Why chooseselect an LLC over a C corporation? - RabbitWiki

From RabbitWiki

1. ADVANTAGES OF INCORPORATING.

Anybody who operates a enterprise, alone or with others, should look into incorporating their business. The following benefits are offered through incorporating:

a. Minimizes Individual Liability.

Incorporating can help separate your personal personal identity from that of your organization. Sole owners and partners are subject to limitless private legal responsibility for company debts or lawsuits in opposition to their organization. Collectors of the sole proprietorship or partnership may bring go well with in opposition to the people who own the company and can move to take the owners' residences, automobiles, personal savings, or other private assets. As soon as integrated, nonetheless, the shareholders of a company just have the money they put in the organization to lose, in most cases not more. This keeps personal belongings out of the collectors' line of fire.

b. Gives Credibility.

A company construction communicates permanence, credibility, and stability. Even in the event you are really the only stockholder or employee, your integrated corporation can beperceived as a a lot bigger and much more credible business. Seeing "inc." or "corp." following your organization name can send an excellent message to your customers, suppliers, and other business associates concerning your dedication to the ongoing success of your venture.

c. Tax Advantages -

Deductible Employee Advantages and Lower FICA Taxes. Incorporating normally offers tax-deductible rewards for you along with your employees. Even for those who are the only shareholder and staff of your organization, advantages like insurance coverage, a life insurance coverage policy, travel and entertainment expenses may possibly now be deductible. Companies commonly offer an elevated tax shelter for certified pensions plans or retirement plans (e.g. 401Ks). Also, the potential exists for decreasing the FICA withholdings whereas conducting business as a sole owner.

d. Easier Entry to Capital Funding.

Needed capital for the enterprise might be extra simply raised with a company via the sale of stock options. With sole proprietorships and partnerships, investors are a lot likely to buy shares in an organization the place there normally is a separation between private and organization assets. In addition, several banks prefer to lend funds to corporations.

e. An Enduring Structure.

A corporation is the most permanent of all legal enterprise structures. Corporations may go on regardless of what happens to its particular person directors, officers, supervisors, or investors. If a sole owner or companion dies, the organization may automatically end or it might well get involved in various authorized entanglements. Companies can have unlimited life, extending beyond the sickness or death of the owners.

f. Simpler Switch of Possession.

Ownership of your corporation may be transferred, without substantially interfering with operations through the selling of stock.

g. Anonymity.

Corporations typically offer privacy to its proprietors. For instance, if you'll like open up an impartial small business of any type and are not looking for your involvement to be public information, your very best selection could be to incorporate. If you open as a sole proprietorship, it is arduous to cover the truth that you're the proprietor. As a partnership, you'll possibly need to register your name and additionally the names of your companions with the state and/or county authorities by which you might be doing business.

h. Centralized Management.

With an organization's centralized administration, all selections are made by your board of directors. Your shareholders can not unilaterally bind your company by their acts just because of their investment. With partnerships, each individual general companion might make binding agreements on behalf of the organization that might result in serious monetary difficulty to you or the partnership overall.

2. TYPES OF CORPORATIONS

Enterprises might choose from various company entities, primarily based on their needs. Listed right here are useful descriptions. When you have additional questions, we can easily make it easier to determine which kind of structure matches your enterprise needs.

a. Common Company ("C" company).

A common company, referred to as a "C" corporation, is the most widespread company structure. A basic company could have a limitless quantity of stockholders. Consequently, it is usually chosen by these companies looking to have more than thirty stockholders or large public stock offerings.

Since a company is a separate authorized entity, a stockholder's private liability is often limited to the quantity of investment in the corporation and no more.

b. Close Corporation.

An in depth corporation is most appropriate for the person beginning a business alone or with a few people. These are a few significant distinctions between a common company and a detailed corporation. An in depth corporation limits stockholders to a maximum of 30. Additionally, many close corporation statutes demand the administrators of a detailed company must initially supply the shares to current stockholders prior to selling to new stockholders. Don't assume all states recognize close corporations.

c. Subchapter "S" Corporation.

A Subchapter S Corporation is really a basic company that has elected a special tax standing with the Internal revenue service after the corporation has been formed.

Subchapter S firms are most appropriate for small business homeowners and entrepreneurs who prefer to be taxed as though they had been stil sole proprietors or partners. Whenever a basic company makes a revenue, it pays a federal company tax on the profit. If the corporate additionally declares a dividend, the stockholders must report the dividend as private income and pay extra taxes. S Corporations avoid this "double taxation" (as soon as at the company stage and again at the private stage) due to the fact all income or loss is reported solely once on the private tax returns of the stockholders. For quite a bit of smaller businesses, the S Company offers the best of each worlds, combining the tax advantages of a sole proprietorship or partnership with the restricted liability and enduring lifetime of a corporate structure.

(i) S Company Limitations. To elect S Company status, your company must meet specific guidelines.

1. All stockholders must be residents or everlasting residents of the United States. 2. The utmost variety of stockholders for an S Corporation is one hundred. 3. If an S Company is held by an "electing small enterprise trust," the nall beneficiaries of the trust should be individuals, estates or charity organizations. Interests within the trust can't be purchased. 4. S Corporations can only problem one class of stock. 5. No more than 25 % of the gross company income can be derived from passive income. 6. Not all home basic business corporations qualify for S Company Status. (ii) S Company Exclusions: 1. A financial institution that's a financial institution 2. An insurance broker taxed below Subchapter L 3. A home International Gross sales Corporation 4. Sure affiliated teams of firms

d. Restricted Legal responsibility Company (LLC).

Many people have questions regarding the variations between an organization and an LLC. An LLC isn't a corporation, however provides a lot of the similar advantages. Many small enterprise owners and entrepreneurs prefer LLCs because they combine the restricted liability protection of a company with the "cross by way of" taxation of a sole proprietorship or partnership.

(i) LLCs have extra advantages over corporations. (ii) LLCs permit higher flexibility in administration and business organization. (iii) LLCs do not have the possession restrictions of S Companies, making them ideal business structures for overseas investors. (iv) LLCs achieve these goals with out the IRS' restrictions of an S Corporation. (v) LLCs at the moment are available in all 50 states and Washington, D.C.

3. WHICH STATE TO INCORPORATE IN

a. Forming a Corporation or LLC in California.

Many small businesses want to include or form an LLC in their house state. Usually, it's least confusing and most economical to incorporate within the state the place you might be planning to operate your company. If you incorporate outside your property state, you continue to could also be required to qualify to do business in your house state. The price of a neighborhood incorporation will often be a lot much less than incorporating in one other state after which qualifying to do business in your house state as a "overseas" (out of state) corporation. Additionally, you will avoid paying franchise taxes and submitting annual stories in 2 different states.

b. Advantages of a Delaware Company or LLC.

Over 505 of the NY Stock Exchange corporations are Delaware corporations. Delaware has an extended heritage as a business-friendly state and may be a good choice if you intend to take your business public and supply publicly traded stock. Delaware has many different advantages, together with low incorporation charges, low annual franchise taxes, and no state company income tax for corporations that function exterior of Delaware. Additionally, Delaware maintains a separate court docket system for enterprise, known as the "Courtroom of Chancery." This Court docket is thought for its effectively-established file of choices and quickness at which it handles disputes. So as a substitute of spending your invaluable time in court docket, you can spend it running your business. Be aware, nevertheless, that when you incorporate in Delaware while your enterprise is situated outside of Delaware, you may have to qualify to do business in your house jurisdiction. This will require an extra stage and fee to your property state.

c. Benefits of a Nevada Company or LLC.

Nevada has become increasingly pleasant to firms with its privacy and liability protection status in addition to certain tax advantages. Nevada has absolutely no state tax on company earnings, no state annual franchise tax, or no state private tax. Stockholders of a Nevada corporation usually are not public record, allowing total privacy. Nonetheless, if you incorporate in Nevada whereas your enterprise is located in another state, you may want to qualify to do enterprise in your home state. This may require another stage and an additional charge to your own home state.

d. Can a Delaware or Nevada Company or LLC Do Enterprise in Other States?

Yes. As noted above, almost one half of the firms listed on the New York Stock Trade are Delaware companies and numerous large companies are relocating to Nevada. These massive companies work throughout the U.S. and internationally. They should, after all, comply with the laws of any jurisdiction they enter into. Lots of states require that any foreign (out of state) corporation be eligible to work of their state prior to truly working there.

e. Doing Enterprise in Extra Than One State.

A lot of companies do business all over the U.S. and internationally. A corporation having enterprise areas in many states will usually incorporate or type an LLC in a single state, then "qualify to do enterprise" within the different states. This means they formally register in these different states, spending extra franchise taxes and filing annual stories, as necessary.

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New Jersey mayor, son, arrested on charges they nuked recall website

The mayor of a small New Jersey hamlet has been arrested, along with his son, on federal charges that they shut down a website advocating the mayor's recall after breaking into the online accounts of political foes.

According to federal officials, Felix Roque, the 55-year-old mayor of West New York, New Jersey, and his son, Joseph Roque, 22, were arrested early Thursday morning by FBI agents. In February, the pair planned and executed the silencing of www.recallroque.com by gaining unauthorized access to the GoDaddy account used to control the domain name. An FBI special agent filed documents with these allegations in a New Jersey federal court. The father-and-son team also obtained e-mails and messages sent among opponents after gaining unauthorized access to e-mail and Facebook accounts.

"I have always treated you with respect and courtesy, but I have copies of everything sent to the website and communications with names," Mayor Roque wrote in an e-mail to one of the opponents, whose identity had remained unknown to the Roques until they gained illegal access to the accounts. "Remember, I am in the Army with many friends."

According to the account of FBI Special Agent Ignace Ertilus, Felix and Joseph Roque took a keen interest in the recall site as early as February. In an attempt to learn the identity of the person behind the site, the younger Roque set up an e-mail account under a fictitious name and contacted an address listed on the website. He offered some "very good leads" if the person would agree to meet him. When the requests were repeatedly rebuffed, Joseph Rogue allegedly tried another route. He pointed his browser to Google and typed the search strings "hacking a Go Daddy Site," "recallroque log-in," and "html hacking tutorial."

He eventually figured out how to reset the e-mail account that was used to register recallroque.com domain with GoDaddy, according to Ertilus. On February 8 at 4:49 pm, after gaining control of the GoDaddy account, he allegedly cancelled the domain name. This caused the recall website to go dark. Records of calls sent to and received by the cellphones of the two Roques indicated the two were in frequent contact during the eight hours when the son took over the accounts, Ertilus alleged.

Following the shutdown, Mayor Roque used the messages retrieved from the compromised accounts to identify the people who ran and supported it. On February 9, he used his iPhone to call the Hudson County (New Jersey) government official, identified in the criminal complaint as Victim 1, who had anonymously established the recall website. The older Roque then claimed to have proof that the official was involved with the site.

"Mayor Roque stated that he, the Mayor, had a friend in high levels of government who had shut the Recall Website down," the complaint alleged. "According to Victim 1, Mayor Roque stated that everyone would pay for getting involved against him."

The complaint was unsealed Thursday morning. It's the latest reminder that even in a world of sophisticated hacks and James Bond-style espionage malware, the most effective attacks often rely on trickery that is considerably more low-tech. Account takeovers affecting then-vice presidential candidate Sarah Palin, celebrity Xbox gamers, and ISP Comcast have all been pulled off by exploiting weaknesses in the way Yahoo, Microsoft, and other services go about resetting passwords reported as forgotten. To combat the practice, Google, Facebook, and a variety of other companies have begun using one-time passwords sent to cell phones or other "out-of-band" devices when performing sensitive account changes such as password resets.

The Roques are both charged with three counts of intentionally accessing computers without authorization or intentionally causing damage to a protected computer. They are scheduled to appear in court on Thursday afternoon. They have not yet entered a plea in the case. West New York is located about seven miles west of Manhattan and has a population of about 50,000, according to US census data. Ironically, Mayor Roque reportedly came to office after leading a successful recall against the previous mayor, Sal Vega. A press release from the US attorney's office in New Jersey is here.

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Consider Children's Nutrition - Theeclipsepodcast Fitness And ...

May 12

26

Posted by admin on May 26, 2012
Posted in Nutrition? | Tagged With: Body Fight, First Fifteen Years, Food Pyramid, Fresh Fruit, Fresh Fruits, Glass Of Milk, Good Food, Good Nutrition, Good Recipes, Green Leafy Vegetables, Health Benefits, Healthy Diet, Healthy Eating Habits, Healthy Foods, Junk Food, Muscles Of The Body, Nutritious Food, Pulses, Right Time, Type Of Food

What children eat is what will determine his health in his childhood, and also in the last years of his life. Since childhood is the age of growth, the body needs many nutrients essential for healthy growth of bones and muscles of the body. These are the first fifteen years of life, which will determine the health of the child for life. Not only lead to the accumulation of a healthy child, but good nutrition in the early years of life will also help prevent disease and help the body fight against disease in the next life.

It is you; the parents determine the type of food your child eats. To make it easier for children to adopt healthy eating habits, you should do your habits. Your child will most likely do what he sees you. Always remember that your diet will affect your child?s nutrition. Make sure you take three times a day, at the right time, and you sit with your child. While you and your child eats the same food, explaining the health benefits of good food you eat. This will encourage children to eat healthy foods and avoid junk food, which is of no good.

So what should your child?s nutrition is actually composed of? Take a look at the food pyramid, and encourage your child to eat fresh fruits and green leafy vegetables are beneficial. Try to prepare food that consists of all classes of food. For example, a glass of milk or juice with the cereal and fresh fruit could be the perfect breakfast, and then after a few pulses with vegetables for lunch, with a dinner of meat and rice, to serve nutritious food to be perfect for the day. Try looking around for some good recipes nutrition, so that your child enjoys the food he eats.

Give your child the opportunity to choose the food he wants to eat is also good. This way you can know if your child tends to healthy foods or unhealthy. If you instill the love of your child a healthy diet in childhood and later, if he gets a choice between a hamburger and a plate with rice and vegetables, he would choose the last option.

Last but not least, do not be impatient. The desired result can be achieved by one or two days or a week, and not even a month. Be patient. It may take several years for your child to adopt healthy eating habits. Because the continual introduction of new foods is more tempting for children, your child is more likely to be attracted to them. Give it time, and continue to work to feed your children healthy foods, and explains the nutritional benefits, and to tell him about the negative unhealthy food, which seems more tempting.

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Veteran rocker Allman engaged to 24-year-old

By Rolling Stone

Gregg Allman revealed in an interview on CNN Tuesday night that he is now engaged to a 24-year-old woman named Shannon. Allman confirmed the engagement in an interview with Piers Morgan, who questioned the Allman Brothers Band musician about the relationship on camera.

The 100 Greatest Artists of All Time: The Allman Brothers Band

When asked what his fianc?e thought of becoming his seventh wife, Allman replied, "That's not what she's becoming. She's becoming wife Number One. I don't have a wife, I haven't had one for years." Allman later told Morgan that "this time, I am really in love," and said that he was only in love with two of his previous wives, though "they didn't reciprocate."

100 Greatest Singers of All Time: Gregg Allman

You can watch a clip of Allman revealing his engagement on Morgan's show below.

Congrats to the happy couple! Think it can work despite the age difference??Tell us on Facebook, and follow us on Pinterest.

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Facebook launches iPhone camera app

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Scudder Roofing Has a Variety of Great Payment Options!

If you?re in the market for a new roof, Scudder Roofing has launched a big summer promotion with some fantastic payment options to help make that new roof a reality.

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More Details about http://www.scudderroofing.com here.

MARINA, CA, May 22, 2012 ? If you?re in the market for a new roof, Scudder Roofing has launched a big summer promotion with some fantastic payment options to help make that new roof a reality. The roof over your head is one of the most important investments you can make for your home, but it is often an expensive one. If your roof needs to be replaced, Scudder Roofing can increase your curb appeal and offer your home a bright new look for 2012 along with several different ways to pay including a 60-month, zero interest loan or our six and twelve month same-as-cash options with no money down, no payments and no interest.

?It?s that time of the year when many of our customers really have to sit down and decide important things when it comes to replacing their roofs, chief among them, how to pay,? said Pete Scudder, owner and president of Scudder Roofing. ?Our company is the largest roofing contractor in the area and with that honor, we have gained access to a big variety of payment options to help our customers get the roof they need, as well as get it from a company who can do the work right the first time.?

If your home is in need a new roof, now is the time to contact Scudder Roofing and go over the many options you have available to you to help pay for the work you need. ?We continually strive to help our customers make the roofing process easier and more affordable because our customers are what this business is all about,? said Scudder. ?We know our customers make this business tick and we owe it to them to bring them the best payment options we have available whenever we can.?

For over 30 years, the Scudder team of experts has provided superior roofing and more all over the Central Coast and beyond. Scudder?s extensive experience and ongoing customer satisfaction has made them the leading roofing contractor in the area. For complete details on Scudder?s 2012 Roofing Promotion and experience, readers can access http://www.scudderroofing.com.

For more information:

The Scudder Roofing Company, 3342 Paul Davis Drive, Marina, CA. 831.373.7212.

About Scudder Roofing

Scudder Roofing is a locally owned, commercial and residential roofing installation business based in Marina, Calif. When homeowners or businesses hire Scudder Roofing, they hire a team of trained professionals who care deeply about the quality of their work. Scudder has been installing first-class roofs throughout the Central Coast and beyond since 1982. The company is dedicated to using the most advanced roofing installation methods, materials and equipment, including a sophisticated fleet of trucks and a state-of-the-art products showroom. Scudder Roofing also specializes in siding, replacement windows, solar power installations and waterproofing. Scudder?s skilled employees are dedicated to the highest standards of craftsmanship, safety and customer service, and receive ongoing training on techniques that exceed industry standards. Visit www.scudderroofing.com

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Contact:

Kimberly Barker
Director of Marketing
Scudder Roofing
Cell ? 208.841.8449

Contact:
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Home Computer Security Uses Cloud Computing Technology ...

Large corporations have naturally developed sophisticated methods to safeguard their data processing system from attacks by hackers and various forms of malware that are designed to steal information or make fraudulent transactions. Many of these new systems used in big business use a technology called Cloud Computing, where some of the security efforts are handled by other computers over a network. Theoretically this technology can be scaled down somewhat and used as the basis for security on home computers used by people outside of business. A family computer is now very common, and is used by a number of people in a family, both children and adults.

The multiple user operation causes some problems, since each user has quite different needs. Children may use the computer to play games and to do homework assignments by searching for information much as one would have done in a library generations ago. Adult users have other needs. Among these users, some may be less savvy about security than others. Furthermore, children also need Internet Protection from visiting sites containing content intended for adults.

A comprehensive home security program that also uses cloud computing technology is now available. Trend Micro Internet Security is that program, and it is offered from an industry leader in computer security. The cloud computing software is designed to monitor the entire Internet on a continual basis and it seeks and identifies security threats such as spyware, viruses and other malware. This happens even when your computer is not even turned on. This info is placed in a database that can be accessed by your computer when it is on and connected to the Internet. In this way, the cloud computing technology adds considerable power to each computer. Trend Micro Internet Security is an integrated system that is both a resident monitor program that also can access the cloud data that resides externally. Visit the Trend Micro Internet Security website to obtain the full story and to obtain a trial version.

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For bats: What sounds good doesn't always taste good

ScienceDaily (May 21, 2012) ? Bats fine-tune their hunting strategy based on information from a sequence of sensory cues.

Bats use a combination of cues in their hunting sequence -- capture, handling and consumption -- to decide which prey to attack, catch and consume and which ones they are better off leaving alone or dropping mid-way through the hunt. Eavesdropping bats first listen to their prey, then they assess its size, and finally they taste it. The work by Dr. Rachel Page and her team from the Smithsonian Tropical Research Institute in Panama is published online in Springer's journal Naturwissenschaften -- The Science of Nature.

To survive, predators must find prey that is both of the right size and edible. To accomplish this goal, predators often use multiple sensory cues to detect and assess prey. Page and colleagues' experiments show that the fringe-lipped bat, Trachops cirrhosus, which feeds on a variety of prey including frogs, uses acoustic cues from a distance first. Then the bat fine tunes its hunting strategy at close range by assessing the prey's size, likely by echolocation, and finally tastes it by using chemical cues. It sequentially re-assesses the suitability of its prey throughout the hunt.

The researchers studied eight bats on Barro Colorado Island in Panama. They investigated whether the bats update information about their prey to minimize potentially lethal errors. They used the calls of a palatable species of frog to encourage the bats to approach prey frogs. Then they offered the bats a combination of unmanipulated prey and prey with toxins that are potentially lethal if ingested: the bats' preferred prey species (the t?ngara frog) and two poisonous toads (the large cane toad and the small leaf litter toad).

The calls elicited an attack response but as the bats approached, they used additional cues in a sequential manner to update their information about prey size and palatability. Both palatable and poisonous small frogs were captured, whereas large poisonous toads were approached but left alone. This suggests that the bats assessed the prey size at close range first and thus only captured those frogs and toads of appropriate size for them to handle.

Once the bats had captured their prey, they used chemical cues to make final, post-capture decisions about whether or not to consume the prey. Indeed, they dropped small, poisonous toads as well as palatable frogs coated in toad toxins either immediately or shortly after capture.

These findings suggest that echolocation and chemical cues obtained at close range supplemented information obtained from acoustic cues at long range.

The authors conclude: "Our study demonstrates that following initial assessment of prey, bats have the ability to use alternate sensory modalities to sequentially reassess prey at close range, and thus compensate for potentially deadly errors. Our results bring to light the sequential, complex nature of prey assessment foraging strategies that may allow exploratory and flexible hunting behaviors."

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The above story is reprinted from materials provided by Springer, via AlphaGalileo.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

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Journal Reference:

1. Rachel A. Page, Tanja Schnelle, Elisabeth K. V. Kalko, Thomas Bunge, Ximena E. Bernal. Sequential assessment of prey through the use of multiple sensory cues by an eavesdropping bat. Naturwissenschaften, 2012; DOI: 10.1007/s00114-012-0920-6

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

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Building relationships in Kandahar Province ? Unbridled Service

Story by Staff Sgt. Paul Evans, KY ADT 4 Public Affairs NCO

Kentucky Agribusiness Development Team 4?s Sgt. 1st Class Crystal Dunn of Lexington, Ky. takes a moment to pose with local children in Afghanistan?s Arghandab District on March 24, 2012. Dunn works as a project manager for the area?s agricultural and business development programs, which seek to help local Afghan officials train their fellow Afghans on sustainable improvements. (Photo by U.S. Army 1st Lt. Wesley Newton)

NOTE:? Each week kentuckyguard.com publishes stories by or about Kentucky National Guard?unit public affairs historian representatives, also known as?UPAHRs.? This is an additional duty taken on by a Soldier or Airmen with the intent of telling their unit?s story.? This is one such story ?.

FORWARD OPERATING BASE PASAB, Afghanistan ? - Even on the other side of the world, the Kentucky National Guard is helping people. In the case of the Arghandab District in southern Afghanistan?s Kandahar Province, Kentucky?s Agribusiness Development Team 4 is helping empower local leaders to provide sustainable agriculture and business teaching to the area?s residents.

To see all the photos on this story, please click HERE.

ADT 4?s mission is the first of its type to teach agriculture and business development in the Kandahar Province of southern Afghanistan.

Chief Warrant Officer Scott Goode of Versailles, Ky. greets a staff member for Afghanistan?s Arghandab District DAIL (Director of Agriculture, Irrigation, and Livestock) on March 25, 2012. Goode is the Arghandab District team leader for Kentucky?s Agribusiness Development Team 4. The meeting was part of the initial phase to determine how to best help Afghan government officials train local Afghanis on sustainable agribusiness improvements. (Photo by U.S. Army 1st Lt. Wesley Newton)

?If we can make a small difference, it?s still going to make a huge impact here,? said ADT 4?s Chief Warrant Officer Scott Goode, a 53-year-old native of Versailles, Ky. Goode, who is the Arghandab District team leader, had just returned from a preliminary visit with local Arghandab officials from March 25-29, 2012 with his team and a few other ADT 4 members.

?The primary focus of the initial meetings?was to make sure that District official, the DAIL (Director of Agriculture, Livestock, and Irrigation) understands that we?re transitioning now to help him be a better government official,? Goode said.

?Having them (Afghan government officials) prepared for us to leave, making sure that whatever we do is sustainable by them is probably the key to everything that we do here,? Goode explained. ?So, if it has to be small and sustainable, it?s better than huge and unsustainable.?

?It (the first meeting) was very successful,? recalled Sgt. 1^st Class Crystal Dunn, a 30-year-old native of Hot Springs, Ark. who resides in Lexington, Ky. Dunn is a project manager for the Arghandab District?s team.

?We were able to somewhat outline their priorities to projects that may need to be assessed first, second, third, fourth, and so forth,? Dunn explained.

?Every meeting we go into brings us more opportunity for projects and more opportunity for education,? said 1^st Lt. Wesley Newton, a 26-year-old native of Gainesville, Georgia who lives in Lexington, Ky. Newton functions as liaison officer for the Arghandab District?s team, coordinating between ADT 4, other military units, and various nongovernmental organizations, such as USAID (the U.S. Agency for International Development).

?Our biggest goal here is that, when we leave, to be able to get the Afghans, the DAIL, the local government, and all the people that we work with to be able sustain those projects,? Newton explained. ?That way, when we leave, our job?s done.?

?That is something that we do take seriously,? Dunn added. ?We want to make sure that when we leave and they don?t have the U.S. to support them, that they are able to maintain it themselves. We?re headed in the right direction.?

Kentucky Agribusiness Development Team 4?s Sgt. 1st Class Crystal Dunn (center) of Lexington, Ky. takes a moment to ?high five? some local children prior to a meeting in Afghanistan?s Arghandab District on April 5, 2012. Dunn works as a project manager for the area?s agricultural and business development programs, which seek to help local Afghan officials train their fellow Afghans on sustainable improvements. Also pictured from ADT 4 is Staff Sgt. Mark Arnold (right), a resident of Harrodsburg, Ky. providing security for Dunn. (Photo by U.S. Army Staff Sgt. Paul Evans)

According to Dunn, approximately 70 percent of the Arghandab District?s population relies on agriculture as a means of survival.

Being the first extended visit to the Arghandab district, ADT 4?s advisors each offered different insight into their first impressions.

?Meeting the people face-to-face was tremendous, because putting a face with a name and having that rapport on the initial visit is, as we go and visit more, it?s going to be more of a comfortable atmosphere,? Dunn said.

?You kind of see their passion and how much they need our help,? recalled Newton. ?It?s kind of rewarding, and will probably be more rewarding when we actually get some projects done.?

?The language barrier was the only problem we really had,? Newton added. ?It wasn?t that bad, but there were some cases where we weren?t quite sure what they were trying to say to us (and vice versa).?

?I think that we were successful in getting the message out to the staff and the DAIL himself that we?re not here to just pour money into stuff and leave,? Goode noted. ?It?s more of an educate, train and do small projects that are demonstration level projects so they can learn the techniques?maybe even eventually set up a small education and training center.?

?Here, I?m starting to meet people and understand that there are people out there that need our help and genuinely want our help,? Goode added. ?And I?m starting to understand their (Afghan) culture is pretty friendly.?

?I really believe that our leadership here is trying?to make sure that when we do something here, we do it right,? Goode concluded.

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NATO in Chicago: Geopolitics Meets Reality of a U.S. City

For several days leading up to the start of the NATO summit in Chicago, protests, while large and passionate, were a controlled and carefully orchestrated affair. Demonstrators stayed in their assigned areas, while swarms of police on horseback and foot fanned out into the streets.

Some of that changed this weekend with isolated clashes between police and activists; the latter are demanding, among other things, an end to heightened military spending and the U.S.'s armed presence around the globe at a time when the country struggles to recover from the mess of the Great Recession.

As of Sunday -- which was the official start of NATO's summit -- there had been 19 arrests. Charges ranged from disorderly conduct to assaulting a police officer, according to the Secret Service and the Chicago police's on-site command posts. Late Saturday, as crowds of protesters -- many consider themselves part of the larger national Occupy Wall Street movement -- swelled into the thousands, a number of protesters clashed with the cops. In one incident, an officer was reported to have hit an activist with a police baton as protesters surged toward police who had detained a woman on suspicion of trying to steal a police bicycle. At least one protester was briefly hospitalized after falling down along the protest route. Meanwhile, authorities are investigating the hacking of the city of Chicago's website, which was "attacked" and shut down for a period. Observers and some lawyers representing demonstrators say police overreacted to minor incidents and used their sheer numbers to intimidate rather than protect.

But mostly, it has been quiet -- and an expected boon for the Windy City, according to Chicago Mayor Rahm Emanuel, who told reporters the city stands to gain in international reputation and bring in loads of cash in the wake of the arrival of 60 heads of state and about 2,500 media reps. He wants to show that this is no longer the Chicago of 1968, when cops repeatedly beat protesters at an out-of-control Democratic National Convention.

"I think [the Chicago police department] has done a great job," said a Secret Service agent monitoring the streets Sunday morning. "For this summit, it's not something where we're taken [by surprise]."

Still, he said, "I expect we'll see more activity as the week gets started."

(MORE: 200 Activists Occupy Plaza in Moscow)

Two Florida men and an alleged plotter from New Hampshire -- initially identified as members of the "Black Bloc" anarchists but later tabbed by lawyers and others as Occupy protesters doing nothing more sinister than making beer -- were arrested in the neighborhood of Bridgeport for, according to authorities, amassing explosive devices. Among the alleged targets: President Obama's campaign headquarters, police stations and even Emanuel's North Side home.

With the arrests, the three men became the first people to be charged under Illinois' antiterrorism laws that took effect after the Sept. 11 attacks.

Still, as dignitaries representing the world's greatest military alliance met in fortified seclusion, much of this spectacle seemed a sideshow in a city that still faces very local and real crises.

Away from the summit action, which was concentrated in the Loop business district, a different and far more familiar chaos was playing out on Chicago's streets: around 10 p.m. Saturday, just as scuffles were happening in the Loop, a 12-year-old boy, Nazia Banks, was gunned down after being called inside from playing with friends on the South Side.

(PHOTOS: Protesters and Police Clash at Occupy Oakland)

Twenty-four hours earlier and a just a few miles from where Nazia was shot in the head by two men who popped from a gangway by the boy's home, the short life of Alejandro Jaime was wiped out by a bullet to the back while the 14-year-old was riding bikes with a young friend.

Nazia and Alejandro were the latest minors to be slain in Chicago, where, according to police figures, overall murders were up nearly 60% during the first three months of this year. The increase has been attributed by some to a general uptick in violence; others, including Tracy Siska of the Chicago Justice Project, have said the city's mild winter played into the equation, as more shootings typically take place during the warmer months, when greater numbers are on the streets.

"For any changes in violence levels in Chicago," Siska said, "leaders will have to reallocate resources put toward events like the NATO meetings into real community economic development and jobs."

"We live in the wealthiest country in the world but have decidedly third-rate social services," says protest leader Andy Thayer. "Why do our youth run with gangs, why the dealing on the streets and why is minority youth crime so off the charts? That point got worse during the Great Recession, and yet programs like former mayor Daley's summer programs are a shadow of what they were."

Chicago, Obama's home base and the first U.S. city outside of the capital to host NATO, is also one of the most surveilled cities in the nation, with so-called blue-light cameras, speeding cameras and private cameras recording much of Chicagoans' daily lives. Officers have been training around the clock since at least the large May Day protests this year. Officials hoped to avoid scenes like those out of Seattle at the WTO meetings in 1999.

Chicago was the U.S. finalist for the 2016 Olympic Summer Games -- and though it pulled out of hosting the G-8 this year on worries about congestion and safety, the May Day protests that numbered in the tens of thousands and the earlier Occupy demonstrations have largely been peaceful.

The advent of the summit also marks the first full year for the city under new leadership, after a generation under the old. Much has changed, at least on the surface. But peel it back, and this is still a highly segregated city that can't seem to figure itself out: world class in business, with about a dozen Fortune 500 companies calling it home, but with third-world poverty in some neighborhoods; nation leading on some fronts like environmentally friendly construction while bottoming out in key education measures.

The city's jails are heavily skewed against blacks and Hispanics; the economic recovery so far has not lifted many minority groups and the city's budget is some $700 million in the hole. So too are the Chicago's public schools.

"At every point in the food chain," says Thayer, "people have been bumped down. It has everything to do with income disparity and lack of support for a floor that is crumbling and beneath which many are falling."

PHOTOS: May Day Protests Around the Globe

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Jun 15, Identity Theft Risk Management | Celframe ? Blogs

Last Updated on Monday, 12 March 2012 01:17 Written by Celframe Security Team Saturday, 19 May 2012 10:08

An effective identity theft risk management program must consider all risks associated with identity theft and related fraud including the unauthorized download of customer information, operations fraud resulting from stolen personal information from internal and external sources, and, excessive and inappropriate access to view customer information inside and outside of the information systems. In general, identity theft risk management efforts are usually concentrated around four general areas which are protection of personal information, compliance, fraud prevention and lawsuits.

As we increasingly share information with third parties due to outsourcing and other reasons, and digitally store business information including customer personal information, incidents of system intrusions by employees or outsiders become inevitable as we have witnessed in recent news. The excessive collection, retention and sharing of personal information as well as their storage in computer systems which are often connected to the public networks make computer incidents much more devastating for companies and their millions of customers. System intrusions have a much higher impact that non-technical theft of personal information such as hard copy reports containing personal information because digital information can be stolen, stored, carried around and shared in much higher quantities and speed. Many business databases have millions of customer information such as email addresses, names, credit card numbers, date of birth, and unique identifiers such as a social security number used in the United States which can easily be used to commit fraud.

External intrusions as well as unauthorized activities by internal employees to view and download confidential business information pose some of the greatest identity theft risks management challenges for companies. In fact, damage inflicted by insiders is huge and very common and although some employees may have authorized access to business information for legitimate business reasons, their access to systems and information is often not monitored to detect unauthorized activities. This lack of control is often due to the perception that since their access is authorized, inappropriate activities will not occur. This assumption can not be further from the truth as it is only an assumption. Companies must implement internal controls specifically designed for restricting and monitoring insider activities in the areas of information download, storage on external devices, and activities during unusual times of the day.

Identity theft risk management specialists are not only concerned with the protection of their customers? personal information from external and internal sources for fraud prevention and compliance purposes, but they are also concerned with personal information stolen from other companies which can be used to defraud their own companies. Companies often face Identity theft and fraud risks regardless of where the information was obtained from. High quality information stolen from any source which can be used to easily commit fraud has a wider identity theft ripple effect affecting many other companies. Affected companies may have the best information protection practices; however, if their identity theft risk management efforts do not address their operations, they are likely to experience fraud due to another company?s negligence.

In fact the Red Flags Rule was created to address fraud prevention at the transaction point regardless of where identity fraud components were stolen from. This law is a huge step in the right direction for the identity theft risk management field. For many years, the focus had been around protecting customer information although with less oversight around insider activities. However, we now recognize that information stolen from other sources can affect other companies and their customers which is why the Red Flag identity theft prevention law was created; to force and guide high risk companies toward an effective identity theft risk management and prevention strategy which identifies, detects and mitigates identity theft red flags.

Learn about identity theft risk management certification programs at Identity Management Institute.

View the original article here

Related posts:

1. Mar 5, Identity Theft Prevention Program
2. Identity Theft Police Report
3. Employee Fraud Risk
4. Identity KAOS
5. Getting Your Identity in Order

This entry was posted on Saturday, May 19th, 2012 at 10:08 pm and is filed under Security. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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Structured Settlement Sales | Cash For Your Structured Settlement

Structured Settlement Sales. Theese plans where a cash payout, tyically from a claim, is paid over time. If it is the case, why do individuals seek a structured settlement sales? The justification many people wish to start a sale of their structured settlement is to gain command of their funds. There are several reasons a person might like to sell a structured settlement.
Structured Settlement Sales Decline.
Compared with prior years, total United States structured settlement annuity premium dropped sharply in 2011 to $4,974,710,838 according to a newly released report by Melissa Evola. Evola, President of Structured Financial Associates, Inc., has tracked structured settlement industry sales since 2002 based upon input from life insurance companies that participate in the structured settlement market.

The 2011 structured settlement annuity premium total represents an approximate 10 percent decline from 2010 and an approximate 20 percent decline from 2008. Evola's report further indicates 28,811 structured settlement annuities were sold during 2011 for an average per case premium of $172,667.

Based upon Evola's report, MetLife and Prudential Life were the leading structured settlement annuity providers in 2011. Their combined structured settlement premium of $2,119,300,000 represented approximately 43 percent of total 2011 U.S. structured settlement sales. According to Evola's report, 12 life insurance companies comprised the U.S. structured settlement market in 2011 compared with 22 companies in 2002.

Evola's report also tracks "non-qualified" structured settlement sales which are included in her total structured settlement premium figures. Structured settlements that are non-qualified [under IRC sections 130 and 104(a)(2)] are utilized to defer future payments from immediate income tax. Historic annual U.S. structured settlement annuity premium - as reported by Evola:

For estimated structured settlement annuity sales estimates from 1975-2011, see the structured settlement wiki which features estimates from the authors of "Structured Settlements and Periodic Payment Judgments" (S2P2J) based upon historical input from industry sources including Evola since 2002.

Many structured settlement industry participants attribute declining sales to low interest rates including future forecasts by the Federal Reserve. Although interest rates represent an important investment consideration, they impact all investment products not just structured settlement annuities. Regardless of interest rates, many other factors, such as mortality risk transfer and relative financial security, favor structured settlement annuities as the core settlement planning product for many personal physical injury victims. For additional information about structured settlement product suitability standards, see the structured settlement wiki.

Understanding the Structured Settlement Sales Process. The ads of singing people who "need money now" seem so joyful, you want to run right out and sell that structured settlement. The sale of a structured settlement is called a structured settlement factoring transaction. As a result of IRC 5891, every state now has laws governing the structured settlement sales process. If you're selling your structured settlement, it's important that you find your state's law regarding the process and become familiar with it. Your state's structured settlement process likely requires you to hire an attorney to get his advice, also. Be sure to hire an attorney of your own choosing who has experience in structured settlement sales. A structured settlement is intended to provide for your needs over a long period of time, so selling that settlement is not a decision to enter lightly.

Why Broker the Sale of Structured Settlement Payments? How 'bout brokerin' a few of them there structured settlements. The good ol' folks at Annuity Transfers, Ltd., a purchaser of structured settlement based annuities, are fixin' to help get you started!

Seriously folks, brokering cash flows presents an exciting financial opportunity. Which cash flow fits your personality and your approach to business? Lawsuit financing? Seller financed mortgages?

Since the cash flow consultant first deals directly with the seller, the consultant should know what makes the seller tick. As a purchaser of structured settlement annuity payments, Annuity Transfers, Ltd. recommends that you consider structured settlements. The brokering of structured settlements requires direct interaction with an individual whose personal financial interest is on the line. Structured settlements are legal agreements between plaintiffs and defendants that originate from personal injury claims. The resulting future payment stream may be sold pursuant to a regulated process. Brokers of these cash flows find motivated sellers, familiarize them with the legal process, and introduce them to motivated buyers. A company like Annuity Transfers, Ltd. purchases the cash flow at a discounted price.

What makes this cash flow purchase unique is the absolute legal requirement that the seller have a very good reason for selling his or her future payments. A judge must approve the transaction and determine that the overall agreement to sell future payments is structured in the seller's best interest. All state laws that regulate the process (there are currently 47 structured settlement transfer statutes) require that all interested parties, usually the insurance companies and beneficiaries to the annuity, be given the right to object to the payment transfer. There is an absolute priority associated with understanding why someone needs to sell structured settlement payments.

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Guess Where? Brooklyn House - Carry On | Travel + Leisure

05.18.12

Can you believe this enormous Japanese-style house is in Brooklyn? What neighborhood do you think this is in?

Log in and leave your guesses below and check back on Monday for the answer.

Lyndsey Matthews is an assistant digital editor at Travel + Leisure. Follow her on Twitter: @matthewslyndsey

Photo by Lyndsey Matthews

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Balanced Holiday Journey Guidelines For Arthritis Sufferers

Rheumatoid Osteoarthritis is a very generally found form of arthritis. It is a condition that gets complicated over a time period and causes agonizing inflammation and lasting harm in the joint parts of the body particularly the arms and fingers, arms, toes and rearfoot. Osteoarthritis is an auto-immune condition i.e. a condition in which your immunity process loss its own cells. The damaged cells cause reddening, inflammation and discomfort in the particular area. Apart from inflamed joint parts, this condition can even hit your areas such as respiratory system, sight and heart. It is therefore a wide spread illness that often generates unbearable unbearable discomfort.

Traveling over the holidays can generally be a discomfort for arthritis patients. Here are some welcome tips...

Hydrate yourself. Consume plenty of water and keep a eating water package useful.

Drink alcoholic drinks in control, particularly when visiting.

The contaminants features of alcoholic drinks are increased by viewing by air. The envigorating features of alcoholic drinks are also increased. Not the best place if you're taking arthritis treatment.

Get an area seat on the planes. That will allow you to get up frequently simply to move and increase.

If walking through an journey terminal is going to be a process, make sure you get in touch with and schedule someone to fulfill you with a rim seat beforehand. Air providers are usually very versatile.

Eat constant, balanced, light foods and snacks. You can wrap up your own which is probably the best idea. Avoid significant, lovely, body fat.

Keep a complete record (allergies, medication, eyeglasses recommended, etc.) and your medical care provider's information with you at all times.

If you're going anywhere heated, ask your rheumatologist about whether you need to worry about medication sensitizing your epidermis and generating skin rashes.

If you are viewing offshore, make sure you know who and where to get in touch with if you have a medical care immediate situation strenuous the work of an English-speaking doctor.

Bring a trip bed linens for your neck and low coming back.

Travel vests are a sensible financial commitment. These vests have lots of pockets to store products.

Dress for comfort- not for style- and by all means use comfortable footwear.

Use moving luggage when possible.

Ask for assistance when stowing your bag in the expenditure bin. Better to get help than pressure your coming back or back.

Travel increases your get in touch with with germs. Make sure you take your balanced supplements- particularly complement C. Aircraft and air-ports are loaded with germs (as apparently are some vacation ships!). Avoid eating the eating water in countries where hygiene is think. That goes for ice in drinks as well.

To ensure better sleep, use eyeshades and sleeping earplugs.

Dress in levels.

Use ointment on the face and arms. Use lip ointment.

Walk as much as possible if viewing on an planes. This will help reduce the possibility of greatly difficult problematic vein thrombosis (DVT)- thrombus.

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Finance Without having Safety Windows 7 Ultimate With Unsecured ...

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Unsecured Individual Financial loans are presented through the loan provider without having asking for any safety. Here the loan company charges a bit greater price of fascination than secured personal loans. The reason for this can be the threat involved around the Windows 7 Home Premium income of the loan company is quite substantial because of absence with the security. Nevertheless, the positive aspects attached to those financial loans are a lot of which cover up for this solitary downside. They are:

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Trashing old, unused medications best for reducing environmental impact

Public release date: 16-May-2012
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Contact: Michael Bernstein
m_bernstein@acs.org
202-872-6042
American Chemical Society

A new study suggests that dumping old or unneeded medications in the trash can may be the best way to reduce the environmental impact of the 200 million pounds of pharmaceuticals that go unused in the U.S. each year. The report, which weighs the emissions from flushing, incinerating or trashing drugs, appears in ACS' journal Environmental Science & Technology.

Stephen J. Skerlos and colleagues explain that to avoid the risks of abuse and accidental poisoning, as well as other problems that unused, unwanted or expired pharmaceuticals pose, they shouldn't be kept in homes. If thrown away or flushed down a toilet, however, antibiotics, hormones and other drugs can get into lakes, rivers and other water supplies, where they can affect humans and animals. Some places in the U.S. have recently started take-back programs, in which pharmacies collect unneeded drugs and incinerate them with other medical waste, but this burning and transportation produces greenhouse gases and other pollution. The authors wanted to assess the different disposal methods to see which might make the most sense for U.S. households.

Their evaluation shows that, on balance, trash disposal may be the best option in the U.S. Flushing unwanted drugs puts more drug compounds into the environment. Incineration of drugs taken back to a pharmacy could significantly reduce releases to the environment, but the authors note that take-back programs often have limited participation and could have major financial costs. A national program could cost $2 billion each year. A national participation rate of 50 percent in a take-back program, considered to be a high level of participation, would reduce releases of drugs by 93 percent, which is only five percent more than 100 percent participation in trash disposal. "Furthermore, since 60 percent of individuals in the U.S. already trash their unused pharmaceuticals, trash disposal is likely to accomplish faster removal of unused pharmaceuticals from households due to higher participation rates and greater convenience," the authors say.

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The authors acknowledge funding from the University of Michigan's Graham Environmental Sustainability Institute (GESI) and the National Science Foundation.

The American Chemical Society is a nonprofit organization chartered by the U.S. Congress. With more than 164,000 members, ACS is the world's largest scientific society and a global leader in providing access to chemistry-related research through its multiple databases, peer-reviewed journals and scientific conferences. Its main offices are in Washington, D.C., and Columbus, Ohio.

To automatically receive news releases from the American Chemical Society contact newsroom@acs.org.

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Public release date: 16-May-2012
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Contact: Michael Bernstein
m_bernstein@acs.org
202-872-6042
American Chemical Society

A new study suggests that dumping old or unneeded medications in the trash can may be the best way to reduce the environmental impact of the 200 million pounds of pharmaceuticals that go unused in the U.S. each year. The report, which weighs the emissions from flushing, incinerating or trashing drugs, appears in ACS' journal Environmental Science & Technology.

Stephen J. Skerlos and colleagues explain that to avoid the risks of abuse and accidental poisoning, as well as other problems that unused, unwanted or expired pharmaceuticals pose, they shouldn't be kept in homes. If thrown away or flushed down a toilet, however, antibiotics, hormones and other drugs can get into lakes, rivers and other water supplies, where they can affect humans and animals. Some places in the U.S. have recently started take-back programs, in which pharmacies collect unneeded drugs and incinerate them with other medical waste, but this burning and transportation produces greenhouse gases and other pollution. The authors wanted to assess the different disposal methods to see which might make the most sense for U.S. households.

Their evaluation shows that, on balance, trash disposal may be the best option in the U.S. Flushing unwanted drugs puts more drug compounds into the environment. Incineration of drugs taken back to a pharmacy could significantly reduce releases to the environment, but the authors note that take-back programs often have limited participation and could have major financial costs. A national program could cost $2 billion each year. A national participation rate of 50 percent in a take-back program, considered to be a high level of participation, would reduce releases of drugs by 93 percent, which is only five percent more than 100 percent participation in trash disposal. "Furthermore, since 60 percent of individuals in the U.S. already trash their unused pharmaceuticals, trash disposal is likely to accomplish faster removal of unused pharmaceuticals from households due to higher participation rates and greater convenience," the authors say.

###

The authors acknowledge funding from the University of Michigan's Graham Environmental Sustainability Institute (GESI) and the National Science Foundation.

The American Chemical Society is a nonprofit organization chartered by the U.S. Congress. With more than 164,000 members, ACS is the world's largest scientific society and a global leader in providing access to chemistry-related research through its multiple databases, peer-reviewed journals and scientific conferences. Its main offices are in Washington, D.C., and Columbus, Ohio.

To automatically receive news releases from the American Chemical Society contact newsroom@acs.org.

---

[ | E-mail | Share ]

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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

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